Argentines are, historically, among Miami's most active buyers. For an Argentine investor, Miami isn't just aspirational — it's a portfolio decision: dollarize, step out of local risk, and access a deep market with clear rules.
What changes from one Argentine to another isn't the why —that's clear— but the how: moving funds, the right ownership structure, and which project fits your goal. This guide lays it out with an investor's judgment, not a seller's.
Moving funds from Argentina, the clean way
- A formal international wire from your Argentine bank to the title company's escrow account. Never directly to the seller.
- Documented source of funds — the U.S. system is strict on compliance; a well-organized file avoids delays at closing.
- The Argentine reality — most buyers arrive in Miami with dollars already outside the local system or channeled through the legal route (MEP/CCL). What matters is the traceability and documented source of the funds for a U.S. closing.
Financing: the non-resident Argentine does qualify
You don't need residency or citizenship. You can pay cash or take a foreign national loan (typically 30%–40% down, a slightly higher rate, with documentation your Argentine bank or accountant can put together). Many buy cash and weigh refinancing later.
Structure: in your name or through an entity
Holding title personally carries U.S. estate-tax exposure —a mere US$60,000 exemption— which is why many Argentines purchase through a structure (a Florida LLC, sometimes with a holding company above it). It isn't always the right call: it depends on the amount, the use, and your net worth. Settle it with your accountant before you make an offer.
Pre-construction: why it fits the Argentine buyer
A staggered payment plan lets you build your dollar position gradually —say 20% at contract and the rest during construction— entering at the project's lowest price. The trade-off is time and construction risk, mitigated by choosing developers with a track record.
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View properties →Frequently asked questions
Can an Argentine buy without residency? Yes — no visa or citizenship, whether cash or with non-resident financing.
How do I transfer the money? Through a formal international wire to the title company's escrow, with a documented source of funds. Never to the seller.
In my name or through an entity? It depends on the amount, the use, and your net worth; holding title personally carries estate-tax exposure. Decide it with your accountant.